འབྲུག་གོང་འཕེལ་དངུལ་ཁང་།།

Bhutan Development Bank Ltd

Your Development Partner Since 1989

Banking Hours

Monday - Friday : 9:00AM to 4:00PM

Saturday : 9:00AM to 11:00AM

Base Rate

Base Rate @ 10.67%

OD and Working Capital

Objective

Overdraft/Working Capital is given to any business enterprise whether engaged in manufacturing or purely trading activity, has to have sufficient capital to both, its fixed and long term assets, Viz. land, building, machinery, etc. and to maintain certain level of short term assets for smooth conduct of day to day business activities/production schedule.

Limits

Regular Overdraft limits can be sanctioned against the security of Bank’s own Fixed Deposits, Insurance policies, etc.

Silent Features

  • Overdraft accounts are similar to current accounts, but debit balances are also allowed up to the limit sanctioned.
  • All rules applicable to current account are applicable to Overdraft accounts mutates Mutants.
  • Interest is applied on daily product basis and debited to the account on monthly basis Loan Nature Continuous Loan. Interest Rate Interest is applied on daily product basis and debited to the account on monthly basis Term Working capital and overdraft loan maybe renewed depending upon the request of the promoter and nature of project.